Know what is left
See income, spending and the amount left in one calm monthly view—using a calendar month or your salary day.
Private money clarity
Know where your money went. See what comes next.
Use Wafra anywhere to bring spending, budgets, bills and recurring charges into one private ledger—without asking for your bank login.
Public beta builds · Android: unzip, then open the APK to install
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- bank logins
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- languages
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- clear ledger
PRIVATE LEDGERYours to read.
Yours to keep.
Yours to keep.
A clearer money month
Less dashboard.
More direction.
Wafra is built around the three questions that matter before you spend again.
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See what is coming
Keep bills, card statements and recurring charges together, with due dates that do not disappear into a feed.
Catch drift early
Set category budgets and read spending pace before a small change becomes an end-of-month surprise.
Private by design
Your money picture should not require your bank password.
Wafra has no sign-up and no advertising. Your main ledger is encrypted on your device. Manual tracking works wherever you live; supported bank-alert imports are optional and platform-specific.
- 01Android
Supported bank SMS and optional bank-app notifications are processed on the device when you enable access. Availability varies by bank and country.
- 02iPhone
Wafra cannot read the SMS inbox. Optional automatic capture uses a personal Shortcut for bank senders you select.
- 03Private mode
Leave message access off and use manual entry or user-initiated imports instead.
Plain answers
Before you trust a money app.
Does Wafra connect to my bank account?
No. There is no bank login. Start manually, paste an alert you choose, or enable an optional supported import method on your device.
Does Wafra read every message on my phone?
No. Android message access is optional and only used after you choose supported alert imports. iPhone does not expose the SMS inbox to Wafra; optional capture uses a personal Shortcut you configure for selected bank senders.
Can I use Wafra anywhere?
Yes. Manual budgeting and expense tracking work anywhere. Automatic bank-alert imports vary by bank, country and message format, so manual entry remains available when an alert is not supported.